Effective June 2026 · Takiflow ("the service") is operated by Sikora Labs, LLC ("we", "us").
Takiflow is a companion to Lunch Money: it reads the financial data you connect and computes cash forecasts, allocation plans, and projections. A Lunch Money subscription (theirs, billed by them) is required. Takiflow is an independent product — not endorsed by or officially connected with Lunch Money.
You connect Takiflow with a Lunch Money API token that you create and that belongs to you alone — one user per token, as Lunch Money's API terms require. You may revoke it in Lunch Money at any time, which immediately ends Takiflow's access. Keep your password and token confidential; you're responsible for activity under your account.
The core service is free. Pro (the AI features) is a paid monthly subscription after a free first month; cancel anytime and Pro ends at the period's close. Prices may change with notice. During beta, features may change or be unavailable.
Takiflow produces planning estimates and informational summaries, not financial, investment, tax, or legal advice. Returns assumed in projections are illustrative and not guarantees. Decisions you make with your money are yours.
Don't abuse, probe, or disrupt the service or use it for unlawful purposes. The service is provided "as is" without warranties; to the maximum extent permitted by law, our liability is limited to the amount you paid us in the twelve months before a claim. Takiflow is offered on the web and as mobile apps; using a mobile app is also subject to the terms of the app store you installed it from.
You can delete your account anytime (see Privacy for what that removes). We may suspend accounts that break these terms, and may update these terms with notice posted here.
Questions: [email protected] · Privacy Policy · © 2026 Sikora Labs, LLC